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Adjo Group
In this Group: Elisabeth , Nathalie, Albertine
The Adjo group is composed of three individuals living in the same neighborhood. The group’s representative, Elisabeth (raising her hand in the photo) is 30 years old and the mother of two children, both of whom are in school and one of whom is in her case. For over 15 years, Elisabeth has been selling miscellaneous products (staple foods, etc) through a distribution system. Elisabeth stocks up at a market in Benin. Elisabeth and the other emmbers of the Adjo group are seeking financial support from ALIDé in order to bolster their working capital and their businesses and better meet customer expectations.
View original language description ↓
ADJO est un groupe de trois personnes, dont les membres résident dans le même quartier. La représentante du groupe, Elisabeth (dont la main est levée sur la photo), est âgée de 30 ans et est mère de deux enfants, tous scolarisés et dont un à sa charge. Elisabeth a peu fréquenté l’école. Depuis près de quinze ans, Elisabeth vend des produits divers (vivres, etc.) par le système de distribution. Elisabeth s’approvisionne dans un marché du Benin. Elisabeth et les autres membres du groupe ADJO sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 515.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Adjo Group's $350 loan helped a member to buy staple foods [for resale].
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 14, 2012
Currency Exchange Loss:
Aug 22, 2013