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Sina's Group
In this Group: Sina, Sos, Chankea, Sarom
Living in a rural area located in the Sampov Meas district of Pursat province, Sina is 29 years old and married with two small children. She and her husband earn a living by working construction, which they have been doing for ten years. Together, they can earn about KHR35,000 per day to feed the family; they manage to save about KHR20,000 each day for future needs.

Sina's group consists of four members who live in the same area. They all have been members of VisionFund for one cycle. After a successful loan from VisionFund, she is leading her group to apply for another loan. She will use her portion, in addition to her savings, to buy a motorbike for commuting to work. This loan will enable her to own transportation to commute to work on a timely and regular basis, and will provide more time to better care for her children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,758,075
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sina's Group's $900 loan helped a member to buy a motorbike for commuting to work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 19, 2013