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Ana Irma
Ana Irma is thirty three years old. She lives with her life's companion and with her children. She sells catalog cosmetic products such as creams and prefume, among others. Her business is located in her residence in an area that has a lot of customer traffic. She also sells door to door. She has many years experience in sales and this allows her to earn good profit. She is well known in the area since a lot of people prefer her for the quality, good service, and above all accessible prices. Ana Irma is an active, hardworking woman who is a fighter. She would like to make all of her dreams come true because for her life is a constant struggle on the raod where doors to success will open. One of her biggest goals is to grow her business and now demand has gone up. She wants to take advantage of this investment but she needs capital. That is why she has asked INTEGRAL for a loan that will allow her to buy cosmetics, creams, perfumes, etc. Ana Irma has good payment references and is certain she will be able to pay off the debt on time and at the same time give her family a better quality of life.
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Ana Irma de treinta y tres años de edad vive junto a su compañero de vida y sus hijos; ella se dedica a la venta de productos por catalogo cosméticos, cremas, perfumes entre otros, su negocio esta ubicado en el lugar de su residencia en una zona muy frecuentada además comercia también de forma ambulante, tiene muchos años de experiencia ventas y eso le permite obtener muy buenas ganancias, es muy conocida en toda la zona ya tiene mucha clientela pues las personas la prefieren por la calidad, el buen servicio pero sobre todo por los precios accesibles; Ana Irma es una mujer activa, trabajadora y muy luchadora desea alcanzar cada uno de sus sueños porque para ella su vida es una lucha constante en el camino donde se abrirá puertas al éxito; una de sus mayores metas es acrecentar el negocio y ahora que aumento la demanda quiere aprovechar para la inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar cosméticos, cremas, perfumes etc. Ana Irma tiene buenas referencias de pago, tiene la certeza que podrá cancelar la deuda en el periodo establecido y a la vez podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 511
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ana Irma to buy cosmetics, creams, and perfumes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2012
Listed
Nov 13, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013