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Rafael Ernesto
Rafael, 25, is a very responsible young man who is dedicated to maintaining the welfare of his parents, who he lives with. Rafael has a business selling sorbets and popsicles, and he also sells dairy products such as: cheese, cream, cottage cheese and others. He does this together with his father.

Rafael has many advantages in his sorbet sales. He lives in a town where he is the only distributor in the whole place, which is very good for his earnings.

Rafael is requesting a loan to be able to buy wholesale sorbet and popsicles and continue providing stock to other vendors so that his sales are steady.
View original language description ↓
Rafael de 25 años de edad, es un joven muy responsable y dedicado al bienestar de sus padres, junto a quienes reside. Rafael posee una venta de sorbetes y paletas, y así mismo vende productos lácteos como: queso, crema, requesón y otros. Esto último lo realiza junto a su padre. Rafael tiene muchas ventajas con su venta de sorbetes ya que vive en un pueblo en el que él es el único distribuidos en todo el lugar lo que es muy bueno para sus ganancias. Rafael solicita un préstamo para poder comprar sorbetes y paletas por mayor y seguir surtiendo a otros vendedores de forma que sus ventas sean fijas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 754
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rafael Ernesto to purchase ice cream to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 12, 2012
Currency Exchange Loss:
Nov 17, 2013