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Rosita 25 De Julio Group
In this Group: Susana , Irene , Mechy Carolina, Elizabeth, Blanca , Silvia Patricia, Dionicia Margarita, Paulina, Adela
The “Rositas 25 de Julio” communal bank will start its sixth cycle in Pro Mujer as part of the Los Andes Focal Center. It has nine members led by a governing board presided over by Susana. The communal bank members carry out a variety of businesses among which are blanket weaving, shoe sales, jacket manufacturing, overall sewing shop, sweater knitting, cap knitting, macramé weaving and auto detailing. The loan they’ll take out will benefit small micro businesswomen.

Susana is one of the members. She indicates that she’s been a member of Pro Mujer for two years having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has an auto detailing business that’s a family business that arose from her and her husband’s joint initiative; he helps her with the sales.

The loan she’ll take out now is to increase capital. She will buy accessories for cars in stores that sell them at wholesale and then she’ll resell them in her store. This way of working allows her to generate income to support herself and her family since she’s married and has three children. When asked what she likes about Pro Mujer, she answers that she likes the savings.
View original language description ↓
La A.C. “ROSITAS 25 DE JULIO” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Susana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de mantas, venta de calzados, confección de chamarras, taller de costura de overoles, tejido de chompas, tejido de gorras, tejido a macramé, decoración de autos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Susana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de decoración de autos que es un negocio familiar y lo emprendieron por iniciativa de su esposo mismo que apoya en la venta.

El crédito que ahora sacará es para el aumento de capital (compra de accesorios para automóviles) que adquirirá de las tiendas que venden por mayor posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosita 25 De Julio Group's $3,600 loan helped a member to buy auto accessories.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 5, 2012
Listed
Nov 12, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013