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Wilfredo
Wilfredo, 44, has three children but only his 14-year-old daughter who is in the 8th grade in a local public school is living with him. He’s been separated from his wife for six years which is why his children are in his care. He works in agriculture, a family tradition, growing corn, yams and manioc. He usually gets good harvests since the fields he cultivates are very fertile because they are in the vicinity of the Chaparrastique volcano. In addition, he owns a team of oxen he uses to do his field chores and also offers their services to other farmers in the area. He gets all his farm supplies in the city located 7 kilometers from his house. In order to transport them he partners with others because they must contract a private vehicle since there is no public transportation available in this community.

The loan will be used to pay rental fees for the land he cultivates. He pays $125 for every 7,000 square meters and he leases a total of 28,000 square meters approximately that are used as grazing land for his oxen and for his two cows and also to grow his crops on. With the remaining capital, he will plant 10,000 square meters of corn, 3,500 square meters of manioc and 3,062 square meters of yams.

With this investment he will guarantee the land for cultivation and for grazing. His wish is to expand his planting area and start growing vegetables that he feels are more profitable but that require a larger investment. He’d also like to build a concrete block house and that at least his youngest daughter studies in some local technological center.
View original language description ↓
Wilfredo tiene 44 años de edad, tiene tres hijos; pero solo una hija de 14 años de edad vive con él y está estudiando el 8ª. Grado, en un centro escolar estatal dentro de la misma comunidad. Él se separado de su esposa desde hace 6 años, por lo que se hizo responsable de sus hijos.

Se dedica a trabajar como agricultor, actividad que la realizan de tradición familiar, cultivando maíz, camote y yuca. Generalmente obtienen buenas cosechas considerando que los campos de siembra son muy fértiles, por estar en las áreas del volcán Chaparrastique y también; posee una yunta de bueyes con los que realiza sus labores de cultivos y ofrece sus servicios a otros agricultores de la zona.

Todos los insumos agrícolas los adquiere en la ciudad, situados a 7 kilómetros de su vivienda, para transportarlas se asociaron otras personas, debido a que tienen que pagar vehículo particular, en esta comunidad no cuentan con servicio de transporte público.

El préstamo será invertido en el pago de arrendamientos de las tierras que cultiva paga $125.00 por 7,000 metros cuadrados y alquila 28,000 metros cuadrados aproximadamente, las que son de utilidad para pastorear sus bueyes y sus dos vacas; también, para realizar sus cultivos. Con el capital restante, realizará la cosecha de sus cultivos 10,000 metros cuadrados de maíz, 3,500 metros cuadrados de yuca y 3,062 metros cuadrados de camote.

Con esta inversión asegura la tierra en la que cultiva y pastorea sus semovientes. Su deseo es ampliar más sus áreas de cultivo y dedicarse al cultivo de hortalizas, considera que son más rentables pero requieren de mayor inversión; también, construir su vivienda de bloque y que al menos su hija (última) estudie en algún centro Tecnológico de la zona.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 683
    View loans »
    El Salvador Loans Fundraising
  • $24,307,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Wilfredo para el pago del arrendamiento de las tierras que cultiva paga $125.00 por 7,000 metros cuadrados y alquila 28,000 metros cuadrados aproximadamente.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 6, 2012
Listed
Nov 12, 2012
Currency Exchange Loss:
N/A
Expired:
Dec 12, 2012