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Djily lives in Senegal, in one of the towns located in the suburbs. He is a street vendor, and has worked in small-scale retail for the past three years, selling cellphones and accessories. He is a married man, and provides for the payment of his household water and electricity bills, starting work at 10 in the morning and returning home at 8:30 in the evening.

Djily is a member of one of the UIMCEC branches, and has requested a loan of 300,000 francs to buy cellphones and accessories for resale. He would like to develop his retail business, increase his income, and be able to better provide for his family’s daily expenses, so that he can meet his priority goal of providing them with better food. He plans to have his own store where he can carry out his business.
View original language description ↓
Monsieur Djily vit au Sénégal dans l’une des localités de la banlieue. C’est un marchand ambulant qui s’active depuis 3 ans dans le petit commerce et vend des portables et accessoires. C’est un homme marié qui supporte les paiements de factures d’eau et d’électricité dans son foyer. Il démarre ses activités le matin a 10h pour rentrer a 20h30. Il est membre d’un des guichets de l’UIMCEC et sollicite un crédit de 300 000 frs prévu pour l’achat de portables et accessoires a revendre. Il souhaite développer son activité de commerce, accroitre ses revenus et être a mesure de mieux intervenir dans les dépenses quotidiennes de sa famille pour en priorité améliorer leurs conditions alimentaires. Il projette d’avoir son propre magasin pour y exercer son activité.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 513.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Djily to buy cellphones and accessories for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 25, 2012
Currency Exchange Loss:
Feb 19, 2014