With much effort and dedication, Luis works in construction as a master builder. He used to work as a day laborer on a small parcel of farmland. He starts work very early in the morning because he works about 8 hours daily; he thinks he does well because of the good finishing touches he gives to his jobs.
Luis is very grateful to Kiva lenders because thanks to the support provided he will be able to do some improvements to his house. He wants to plaster, paint and install toilet facilities so that his house will be in better condition and more adequate and safe for his family. Luis will continue working towards reaching his dreams and improving his family’s quality of life.
Con mucho empeño y dedicación, día a día Luis trabaja como en el rubro de la construcción, él es maestro de obras, antes trabaja como obrero en una pequeña parcela agrícola, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 8 horas y cree que le va bien los buenos acabados que les da a sus trabajos.
Luis se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, él desea poder hacer el tarrajeo, pintado y puesta de servicios higiénicos; de esta manera Luis tendrá su hogar mejores condiciones, más adecuados y seguros para su familia, así pues Luis seguirá trabajando y esforzándose para lograr sus sueños y mejorar la calidad de vida de su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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