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Update on Cipriana

She belongs to the “Siempre Juntos” (Always Together) communal bank and continues selling lamb tripe. She’s been in business for years and does well thanks to the effort she puts into it every day. She’s a responsible, enterprising person who supports her family this way. She’s requesting a loan to buy meat (lamb tripe) for her business. She is grateful for the loan granted and commits to make her scheduled installment payments.
View original language description ↓
La socia pertenece al banco comunal SIEMPRE JUNTOS,la socia continua con su negocio de venta de tripas de cordero ,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio ,la socia es una persona responsable y empeñosa siendo de esta forma que la socia apoya a su familia.
La socia solicita el credito para la compra de carme (tripas de cordero)para su negocio.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuoatas establecidas.

Previous Loan Details

The borrower belongs to the “Siempre Juntos" communal bank, located in Huanchac district, in Cusco province, in Cusco department. The borrower is Cipriana. She is 56, married, and has three children. She sells lamb offal in a very busy and well-known shop in the city. She wishes to invest the... More from Cipriana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,982,775
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Cipriana to buy meat.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 12, 2012
Currency Exchange Loss:
Mar 15, 2013