Update on Haller WilfredoHaller belongs to the communal bank SIEMPRE JUNTOS. He continues to run his business buying and selling mobile phones and phone accessories. He has been in the business for many years and he has been doing well thanks to his dedication to his business. Haller has a stand where he sells merchandise to his customers. He is responsible and dedicated and as a result he can provide for his family.
Haller is asking for a loan to buy mobile phone accesories.
He is grateful for the loan and he promises to pay his installments on time.
EL socio solicita el credito para la compra de accesorios para celulares.
El socio se siente agradecido por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.
Previous Loan DetailsThis member belongs to the Siempre Juntos Communal Bank. This bank is located in the district of Huanchac in the province and department of Cusco. Bank member Haller is 34 years old and he has a partner and one child. He buys and sells cell phones and accessories for a living. He has a stand… More from Haller Wilfredo's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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