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Update on Yevgeniya

Yevgeniya used her last Kiva loan to increase the amount of electrical goods, such as sockets and converters, that she sells at her outlet. The extra income generated helps her to pay for the post-secondary education of her two sons. Yevgeniya is now seeking a loan of 15,000 Ukrainian Hryvnia to buy books, electrical goods, and calendars. A good variety of products attracts customers, which in turn increases income.
View original language description ↓
За счет последнего кредита от КИВА Евгения увеличила количество электротоваров на своей точке, купила розетки, переходники и т.д. Дополнительная прибыль помогает Евгении оплачивать учебу ее двух сыновей в вузах.
Евгении потребовалась сумма в размере 15 000 гривен для того, чтобы закупить книги, электротовары, календари. Хороший ассортимент привлекает покупателей и соответственно увеличивается доход.

Previous Loan Details

Yevgeniya is married and has two teenage sons. She runs a small vending business selling household items, books, office supplies, souvenirs and gift sets in a local marketplace of Kamenka. Yevgeniya has been in this business for 11 years. Her family has been actively helping her run the venture. ... More from Yevgeniya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Yevgeniya to buy books, electrical goods, and calendars.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 11, 2012
Currency Exchange Loss:
Sep 17, 2013