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La Rose Group
In this Group: Sifa, Shashire, Zuzu, Furaha, Vunabandi , Makandori, Nabakazi, Nyibizi, Nyirabarenzi, Nyiramatama, Furaha
Vunabandi is the senior member and the representative of the "La Rose" mutual loan group. She is a genuine entrepreneur, a courageous job creator - 57 years old and a war refugee, she has already integrated herself into the town.
She is married and the mother of 12 children, and a grandmother several times over. Her husband has no official work, nonetheless he is noteworthy and is a member of a group of refugee elders coming from the Bwito-Rutshuru territory.
Vunabandi is a producer and seller of sugar cane wine, which she produces using local methods. She started the business with her own funds. She learned the craft from a worker in a congregation of catholic nuns; she gave her teacher a gift of a case of Mutzig (beer) and a goat in payment.
She has just received her sixth loan from the Hekima MFI. She is full of hope for her business.
This new loan will allow her to buy sugar cane and firewood, to pay for labour and school fees, etc. She thanks Hekima for this initiative supporting women entrepreneurs.
Thanks to this loan, she will improve her capital resources and cover her family's needs.
View original language description ↓

La cliente Vunabandi est la doyenne et représentante du collectif de crédit « La Rose ». Cette cliente est véritable un entrepreneur, créatrice d’emploi, courageuse de son état, âgée de 57 ans, déplacée de guerre et qui s’est déjà intégrée dans la ville. Elle est mariée et mère de 12 enfants et plusieurs petits fils. Son mari est sans emploi officiel, toute fois, il est notable et membre d’un caucus de sages des déplacés de guerre ressortissant de territoire de Bwito-Rutshuru. La cliente en vedette est productrice et vendeuse de vin de canne à sucres qu’elle produit avec une technologie locale. Elle a commencé cette activité avec son fonds propre. Elle fut initiée par un ouvrier d’une congrégation de sœurs religieuses catholiques. Alors, elle donna à son formateur un cadeau d’un casier de boisson Mutzig et une chèvre en titre de payement. Cependant, elle vient de bénéficier son sixième crédit auprès de l’IMF Hekima. La cliente est plein d’espoir dans son activité. Ce nouveau prêt doit lui servir de s’approvisionner avec des cannes a sucres, des bois de chauffages, payer la main d’œuvre, la scolarité, etc. Elle remercie l’IMF Hekima pour cette initiative de soutien à l’entreprenariat féminin. Grâce à ce crédit, elle va améliorer son capital et subvenir aux besoins de sa famille.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Rose Group's $2,750 loan helped a member to purchase sugar cane and firewood, and to pay for manual labour and school fees, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 13, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013