Juliet is a thirty two year old married woman with three children living in Kasese, Uganda. She has been operating a retail shop for two years and works twelve hours a day. With the income earned she has been able to pay school fees for her children and restock her business. Inadequate capital is her major challenge while her desire is to educate children and expand her business to new markets. Juliet is requesting a loan to buy toys and clothes to sell.