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A rural villager from Kampong Cham province's Dambae district, Marum is 39 years old and has three children who are still in school. She and her husband work as blacksmiths in order to tackle their daily cost of living. They have been in this business for two years, and it currently earns them about 55,900 KHR per day, of which they are able to save approximately 15,000 KHR each day. This is Marum's second loan with VisionFund, Kiva's partner. She used her past loan wisely to relieve her family's burdens and improve their livelihood, and she has paid back the entire loan. Her new loan request is for 4,000,000 KHR. She will use the funds to buy necessary materials for her welding business. She hopes that this purchase will help her to support her business and make more income in order to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marum to buy necessary materials to support her husband's blacksmith business.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013