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Khaukharkul is 53 years old, married, and has one son. She and her husband work in a hospital, but the main source of the family's income is from the work Khaukharkul and her husband do in animal husbandry and growing crops. They began 29 years ago with a start-up sum of 10,000 Kyrgyzstan Som (KGS). Today their farm includes 3 dairy cows, a calf, a bull, 55 head of sheep and 2 horses, and the family also works 1.5 hectares of irrigated land. Their monthly income from their farm is around 15,000 KGS. For the purpose of further developing her business, Khaukharkul has approached Bai Tushum & Partners for a loan of 100,000 KGS to buy bulls. She plans to re-invest the income generated by the loan into further developing her business and improving her housing conditions.
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Хаухаркул 53 года, воспитывает одного сына.Хаухаркул Замужем они с мужем работают в больнице. Хаухаркул с мужем качестве основного источника дохода для семьи занимается животноводством и растениеводством. Начатое 29 лет назад со стартовой суммы в 10,000 сом (KGS) хозяйство имеет на сегодня 3 дойные коровы, теленок, бычок, 55 голов овец и 2 лошади, семья обрабатывает 1,5 га орошаемой земли. Ежемесячная прибыль от хозяйства составляет около 15,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Хаухаркул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычков. Доходы Хаухаркул планирует вложить в дальнейшее увеличение хозяйство и улучшить жилищные условия.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Khaukharkul to buy bulls and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 11, 2012
Currency Exchange Loss:
Sep 17, 2013