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Gela is 48 years old. He lives in a small village of the Baghdati district with his wife, two children (12 and 13 years old), and mother who is provided with a retirement pension. The family runs an agricultural business. In particular, they have a vineyard of 500 saplings, vine trees. They pick the grapes and produce wine and vodka. Gela also owns a plot of land where 100 nut trees are grown. He sells the harvested nuts, wine and vodka locally as well as in the nearby villages. Besides his agricultural activities, Gela also works as a house painter in his village and gets a monthly income.

Gela requested a loan to purchase a plot of land. After purchasing the land, he will cultivate it and grow maize. He will sell harvested maize at a good price. It will increase the income of the family, and they will be able to improve their living conditions. Gela awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gela to purchase a plot of land and grow maize.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 11, 2012
Currency Exchange Loss:
Feb 15, 2013