Guliko is 62 years old. She lives in a small village in the Baghdati district with her large family: her husband, daughter, son, daughter-in-law and two grandchildren.
Guliko is provided with a retirement pension, and the family runs an agricultural business. In particular, they have a vineyard of 300 vine tree saplings. They pick the grapes and produce wine which is sold locally. Besides that, Guliko owns a grain mill which serves local farmers by crushing their grain. She earns a service fee during the whole year.
Guliko is a very hardworking woman, with a rich experience in her work. She requested a loan to purchase a milking cow. She will produce milk products and sell the milk locally at a good price. It will significantly increase the income of the family. The increased income will improve the family's business and their living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.