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Margaret A. O. is fifty four year old divorced mother of three children. She is very industrious, motivated by supporting her children’s education and wanting to provide them with better future opportunities in life. One of her children is in university.

Margaret is a food vendor selling cooked rice with stew. She also sells groundnut, beans, and yams in the community market. She wants to use the loan to buy more bags of rice, beans, and yams to increase her stock of goods. She belongs to the community group called Nso Nyame ye Trust Group. In this group, members guarantee each another as social collateral and act as peer pressure to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $11,546,275
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Margaret to buy more bags of rice, beans, and yams.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 3, 2008
May 20, 2008
Currency Exchange Loss:
Mar 16, 2009