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Mariana Moserrate
In the beach of San Clemente in the Sucre canton, the Bankito Del Norte communal bank meets every two weeks. This place is known for its beautiful beaches that are visited by many national and foreign tourists. It offers a diversity of beautiful places and a rich variety of regional traditional dishes.

This is where Mariana lives. She is 27 years old and in a common law marriage from which she has two children, aged 11 and 7. They are in school. Her husband is a merchant and a security guard.

She is a houswife who in order to help he rhusband with the household expenses sells clothing via catalog and Yanbal products (beauyt products, cosmetics, perfume and women's accesories). She works three days a week for rwo to three hours. She sells on credit and collects every week. She has been doing this for more than 2 years and it is going well for her. What she sells the most is perfume.

This loaan is to buy perfumes, creams and clothing. She has been in her communal bank since the beginning and she likes it because the payments are easy to do.

Her dream is to have a store.
View original language description ↓
En la playa de San Clemente del Cantón Sucre cada quince días se reúne el Banco Comunal Bankito Del Norte. Este lugar es conocido por sus hermosas playas que son visitadas por muchos turistas nacionales y extranjeros, ofrece diversidad de lugares hermosos y una rica variedad de platos típicos de la región.

En este lugar vive la señora Mariana, tiene 27 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 11 y 7 años de edad los mismos que estudian en escuela. El marido es comerciante y guardia de seguridad.

Ella es una ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas diarias, deja sus productos a crédito y cobra cada ocho días. Tiene más de 2 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Esta desde el inicio en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mariana Moserrate to buy perfumes, creams, cosmetics and clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013