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Florindo is 76 years old. He is married and has a son. He lives with his family at present. With this loan, he expects to buy and raise cattle. His goal is to purchase a cow and keep it in the best possible condition, using specialized products for avoiding disease, parasite and other threats to the animal's health in order to sell it later on and gain some income for his humble family, which is dependent upon this enterprise. Since he is a poor man, he lacks the resources needed for making this purchase on his own. That is how he asked FUDECOSUR for a loan. In the past, he hasn't received any loans from public banks but FUDECOSUR has offered him a more accesible loan with a much lower interest rate.
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Florindo tiene 76 años de edad, está casado, tiene un hijo, y vive con su familia actualmente. El con el crédito pretende comprar ganado y darle asistencia a este. El desea invertir en la compra de una vaca,y mantenerla en la mejores condiciones posibles por medio de productos especiales para este tipo de animal, para mantenerlos libres de enfermedades, paracitos, y otros, que puedan afectar la salud del animal, y asi luego poder ser comercializada, y poder obtener ingresos para su humilde hogar ya que de esta actividad económica dependen para poder salir adelante. El no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 37
    View loans »
    Costa Rica Loans Fundraising
  • $4,443,750
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $825 helped Florindo to purchase and raise cattle.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Nov 11, 2012
Currency Exchange Loss: