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Maria Paz

Update on Maria Paz

Señora Maria continues to work selling clothes. She says that her previous loan went very well because she is constantly diversifying her products.

This time, she is applying for a loan to buy light clothing such as sweatshirts and shirts. That's because warm season and demand for these products is high. She always likes to offer a variety of products to her customers and in this way increase her profits.
View original language description ↓
La Sra. Maria sigue con la actividad de la venta de ropa, cuenta que le fue muy bien con el anterior crédito ya que siempre esta diversificando sus productos, en esta ocasión solicita el crédito para la compra de ropa lijera como poleras y camisas, ya que es época de calor y tiene mucha demanda de estos productos y ella siempre dele gusta ofrecer variedad de productos a su clientela y asi de esta manera incrementar sus ingresos.

Previous Loan Details

Señora María is a new client for the institution. She is a Chilean national, but has been living in Bolivia for the last ten years. She has three children who attend school. She is ensuring their education on her own, as she is separated from her husband. Señora María works selling clothes ... More from Maria Paz's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $33,337,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Paz to buy wholesale sweatshirts and shirts.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Nov 9, 2012
Currency Exchange Loss:
May 17, 2014