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Update on John

John, who lives in Malindi, Kenya, is a water vendor. He is a married father of five school-going children. He supplies water to his neighborhoods; this idea came from the fact that there is a lack of of water delivery in the area. His water business has been running for ten years.

Besides this, he also owns rental houses and is employed at an international hotel along the coastline. He plans to diversify to other sources of income, specifically transportation.

A loan of 83,450 Kenya Shillings will help John buy a motorcycle for his business. Apart from the high cost of living that has reduced the disposable income of many customers to such businesses, John intends to purchase more motorcycles in the future and provide employment to other people.

He believes the income from the business will improve the quality of life for his family.

Previous Loan Details

John, who lives in the Kongowea, Kenya, is a water vendor. He is married and has five children, two of whom are in school. He supplies water to neighborhoods. This idea came from the fact that there is a challenge of water delivery in the area. In addition to this, he also owns a motorcycle that ... More from John's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1034
    View loans »
    Kenya Loans Fundraising
  • $43,108,375
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped John to purchase a motorcycle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 11, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for John. It was first posted on Kiva on Nov, 2011. Learn More