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Karina
Karina, who is 40 years old, is a hard-working woman with a great desire to get ahead. She lives with her partner and has two children who are 21 and 19 years old. She is currently very happy to be expecting her third child. She lives with her husband and their two children in their own home, which they were able to build through a lot of work. Karina's business is selling food, local dishes and roast meats like chicken, pig and fish. To do this, she set up a table in the front area of her house where she gives friendly and cordial service to her customers. She has been in this business for four years, and her daughter helps her to prepare the stews and serve the customers. The majority of her customers are her neighbors and passersby. In addition, three months ago Karina was able to purchase a taxi, which her husband uses for work. And so they are able to meet their household expenses. Karina likes her business, as it affords her an income that meets the household expenses and her children's needs. Her children are her motivation to continue progressing. On the other hand, she doesn't like when the prices of her supplies go up, as it results in an income reduction. But even so, she finds a way to make her sales profitable. Karina plans to continue with her business, to maintain it and expand with more chairs and tables to give her customers greater comfort. This is her first individual loan with MFP. She feels grateful for the financial assistance they are offering her to keep her business going and advance her plans. She also says that she feels very confident working with the institution, as she feels that they are offering everything she needs to be a good member.
To improve her earnings, Karina will invest the requested amount of 2500 nuevos soles (USD$975) in the whole sale purchase of the ingredients she needs to prepare her foods, like rice, cooking oils, potatoes and other items.
View original language description ↓
Karina, de 40 años de edad, es una mujer trabajadora y empeñosa con muchas ganas de salir adelante, es conviviente y tiene 2 hijos de 21 y 19 años de edad y actualmente se encuentra muy feliz en la espera de su tercer hijo, vive en compañía de su pareja y sus dos hijos en su casa propia que construyó trabajando mucho. La actividad que realiza Karina es la venta de comidas típicas de la zona y asados de carnes como pollo, cerdo y pescado, para ello instala su mesa en el frontis de su casa y desde ahí atiende de manera amable y cordial a sus clientes. Lleva en este negocio de 4 años y cuenta con la ayuda de su hija para la preparación de los potajes y la atención de los clientes, que en su mayoría son sus vecinos y transeúntes. Del mismo modo, pudo comprar un taxi hace 3 meses en el cual trabaja su cónyuge, de esta forma logran suplir las necesidades de su hogar. Le gusta su negocio ya que le permite tener un ingreso económico con el cual pueda solventar los gastos de su hogar y la necesidades de sus hijos quienes la motivan para seguir progresando, por lo contrario no le gusta cuando los precios de su insumos suben ya que produce la reducción de sus ganancias pero aun así logra encontrar la rentabilidad en sus ventas. Tiene planes de seguir con su negocio y mantenerlo, ampliando con mejores sillas y mesas para brindar mayor comodidad a sus clientes. Este es el primer préstamo individual con MFP, se siente agradecida por el apoyo financiero que le están brindando para seguir con su negocio y avanzar con sus planes. Por otro lado comenta sentirse muy confiada trabajando con la institución pues considera que le están brindando todas las facilidades para ser una buena socia.
Con el monto solicitado de 2500 nuevos soles lo invertirá en la compra de ingredientes para la preparación de sus comidas a precio por mayor para así tener mejores ganancias, tales como arroz, aceites, papas otros.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Karina to purchase rice, cooking oils, potatoes and other items.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2012
Listed
Nov 11, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013