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María Lourdes
El Sauce is a beautiful western city surrounded by mountains in bloom in the winter where milk and cuajada, a cheese that the locals produce, are abundant. There are many people here who are hard-working and determined, like in the case of María Lourdes. She is forty-four and a single mother of two children who are in high school. She has made a living working as an elementary school teacher for twenty-five years. This work is of great merit because people that teach have a great spirit and prepare professionals who are the future of our country. She is a woman who is admired by people in El Sauce because she is taking care of her children alone without the help of their father. With her small salary, she fights to have a dignified life. Thanks to her job, today she has her own home, which she has improved little by little with the help of loans. She wants to expand it to offer a good inheritance to her children, which is why she is requesting a loan from Kiva. She will pay it back with her salary in fifteen months and will use it to buy bricks, cement, sand, iron, and labor to construct a porch to have more space. She trusts in God that her request will be approved by these good-hearted investors that will help her to fulfill the dreams of people with scarce resources.
View original language description ↓
El Sauce es un bello municipio de occidente rodeado de montañas florecidas por la temporada de invierno donde abunda la leche y cuajada que producen sus habitantes.

En él hay muchas personas que se caracterizan por ser trabajadoras y luchadoras como es el caso de María Lourdes una señora de 44 años, madre soltera de dos hijos estudiantes de secundaria, se dedica a laborar como profesora de primaria desde hace 25 años, labor que tiene un gran mérito porque son personas con gran espíritu para enseñar y preparar a grandes profesionales que son el futuro de nuestro país.

Es una mujer de ser admirada por la sociedad Sauceña porque está preparando sola a sus hijos sin la ayuda del padre y con su pequeño salario lucha por tener una vivienda digna.

Gracias a su profesión hoy tiene su propia vivienda la que ha ido mejorando poco a poco con la ayuda de créditos y la que quiere ir ampliando para brindarles un buen patrimonio a sus hijos, por tal motivo solicita a Kiva un crédito para pagarlo con su salario en 15 meses para la compra de ladrillos, cemento, arena, hierro y pago de mano de obra con el fin de construir un porche para tener más espacio.

Confía en Dios que su solicitud sea aprobada por estos inversionistas de buen corazón que ayudan a cumplir sus sueños a las personas de escasos recursos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $23,451,300
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped María Lourdes to buy bricks, cement, sand, iron, and labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 17, 2012
Listed
Nov 11, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 18, 2014