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Norma is in a common-law relationship and has one child who is currently nursing. She lives at her mother’s house where she has a space with a bedroom, kitchen, and bathroom. The space is made of adobe and has dirt floors. The house is located in the July 16th District of El Alto, a city where many fairs are held.

Norma currently buys and sells plush toys that are small, medium, and large in size. Her vending stall is located on a sidewalk that is covered in dust since it is undergoing repairs. Norma works Thursdays and Sundays at the fairs in the July 16th District. Her partner helps out by purchasing bundles of clothing since they are very heavy. Both of them help one another with their expenses, such as basic services, food, and clothing.

The loan she is requesting will be used to acquire merchandise (more plush toys and two bundles of clothing) so that she can restock her inventory and improve her earnings. Doña Norma wants to acquire a storefront so that she can generate more revenue and improve her quality of life.

This is the first time she has requested a loan from IMPRO and Kiva.

View original language description ↓
Norma es concubina (no está casada) y tiene un hijo varón que está en etapa de lactancia, vive en la casa de su mama donde cuenta con un ambiente donde se encuentra el dormitorio la cocina, y el baño la habitación es de adobe y el piso de tierra, la casa se encuentra ubicada en la zona 16 de julio de El Alto, donde se realizan ferias en la ciudad del Alto.
Actualmente se dedica a la compra y venta de peluches pequeños, medianos y grandes; su puesto se encuentra sobre la vereda siendo el lugar lleno de polvo ya que se encuentra actualmente en refacción, ella trabaja los días jueves y domingo días que son ferias en esta zona de 16 de julio. Su pareja también ayuda en la compra de los fardos de ropa ya que son muy pesados y ambos colaboran en el pago de los servicios, comida y vestimenta.
El crédito lo requiere para agarrar mercadería (más peluches y también un par de fardos de ropa), ya que desean tener y surtir su mercadería y así mejorar sus ingresos.
El sueño de Dña Norma es poder obtener su tienda y así tener mejor ingresos y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Norma to buy plush toys and two bundles of clothing to sell.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 12, 2012
Currency Exchange Loss:
Dec 12, 2012