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Franz and his wife, Maricruz, live together and have an infant son. They live in Franz’s Godmother’s house. They have a studio apartment with a bedroom and kitchen. The room is made from adobe, and it has a dirt floor. The house is located in the Rosas Pampa zone, Tarapacá sector, in the city of El Alto.

Franz currently works as a paid driver. He belongs to the Eduardo Avaroa Truis union, and he works every day of the week. His first stop is México Street, and his second is Ciudad Satélite. The turnaround is in accordance with the arrival time. He only rests in the afternoons, and during peak times they work 24 hours.

Four months ago his wife had a baby, and she now needs to work and help her husband. She previously worked at a sales stand in Uyustus (neighborhood in the city of La Paz where the retail merchants have their stands). With the experience that she has, she needs to work in this field of commerce selling clothes that she brings from Iquique and Charaña. They both contribute to the payments for services, food, clothing, and the family’s health.

He needs the loan in order to buy merchandise (clothing for men and women) because they want to improve their income. The dream that Franz and Maricruz have is to be able to have capital to buy merchandise and to have a stand at the fairs in the city of El Alto. This way they will have better income and improve their quality of life.

This is the first time he has requested a loan from IMPRO and Kiva.
View original language description ↓
Franz y su esposa Maricruz conviven y tiene un hijo varón que está en etapa lactancia; viven en la casa de la madrina de Franz donde cuenta con un ambiente, garzonier donde se encuentra el dormitorio y la cocina, la habitación es de adobe y el piso de tierra, la casa se encuentra ubicada en la zona Rosas Pampa Sector Tarapacá de la ciudad de El Alto.
Actualmente Franz trabaja de chofer asalariado; pertenece al sindicato Eduardo Avaroa Trufis, trabaja todos los días de la semana, siendo la 1ra parada la c/ México con 2da parada en Ciudad Satélite, giran de acuerdo a llegada, solo descansan por las tardes, y en hora pico trabajan las 24 horas. La esposa hace 4 meses tuvo su hijo, ahora tiene la necesidad de trabar y ayudar a su esposo (concubino); la Sra. Anteriormente trabajaba en puesto de ventas en la Uyustus (barrio de la ciudad de La Paz donde se encuentran los puestos de venta de los comerciantes al por menor), con la experiencia que tiene se dedicara a este rubro que es el comercio, venta de ropa que traerá desde Iquique y Charaña, y ambos se colaboran en el pago de los servicios, comida, vestimenta y salud de la familia.
El crédito lo requiere para la compra de mercadería (ropa de varon y mujer), ya que desean mejorar sus ingresos.
El sueño de Don Franz y Dña Maricruz es poder tener un capital para compra de mercadería, y tener puesto en las ferias de la Ciudad del Alto y así tener mejores ingresos y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 165
    View loans »
    Bolivia Loans Fundraising
  • $33,416,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Franz to buy clothing for men and women to sell at retail prices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Dec 3, 2012
Currency Exchange Loss:
Jan 18, 2014