Ana Maria currently works as a teacher in a rural area. This school is located in the Villandrani area, and the road there is partly paved and partly made of dirt. She works each weekday, and on the weekends she gives private classes to group of children who want to strengthen their skills and in this way increase their incomes. Her husband also teaches in a rural area, currently in the Poma Maya region of Omasuyos province. They both contribute to pay for services, food and clothing, and to pay off their debt.
Ana Maria needs a loan to buy stucco and interior paints, so that she can plaster and stucco the walls; she also wants to put in doors and windows. This way, she will improve her family's living conditions.
Ana Maria's dream is to be able to finish the construction of her rooms, so that she could have a room for each of her children. This way, they could have a better quality of life.
This is the first time that Ana Maria has requested a loan jointly from IMPRO and KIVA.
Actualmente trabaja de profesora en el área rural; esta escuela esta ubicada en la zona de Villandrani, siendo el camino lleno de tierra y parte del camino es pavimentado, ella trabaja todos los días de la semana, y los fines de semana da clase particulares a grupos de niños que así desean reforzamientos y así mejorar sus ingresos. El esposo es maestro rural trabajando actualmente en el sector de Poma maya Provincia Omasuyos y ambos colaboran en el pago de los servicios, comida y vestimenta, e incluso en el pago de las deudas.
El crédito lo requiere para la compra de estuco, pinturas para la obra fina de vivienda interior, revocado y estuqueado de paredes y puesta de puertas y ventanas. Mejorando así sus condiciones de vida.
El sueño de doña Ana Maria es poder terminar las refacciones de sus cuartos y puedan tener un cuarto cada uno de sus hijos y así tener mejor calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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