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Luba is 51 years old, and is from a small village of Sagarejo district, Kakheti region, East Georgia. She lives with her husband, son, daughter-in-law and two infant grandchildren. Her husband works as a smith and gets a monthly income. The family runs an agricultural business. In particular, they have a milk cow, whose milk is used in cheese production. Ekaterine owns a plot of land, where she has planted 40 nut-trees. In addition, they have two horses, which are used for taking the wood from the forest by her husband and son. Each member of the family works hard and has rich experience in their business.

Luba requested a loan to purchase a car. After purchasing a car they will be able to transport goods easily and to take the harvested nuts for selling in the nearby villages. This will increase the income of the family. The increased income will be used for the renovation of their house. Luba awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Luba to purchase a car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 11, 2012
Currency Exchange Loss:
Nov 18, 2013