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Maria Yanira
María Yanira is 35 years old and lives with her family. She sells women's, men's, and children's clothing. She has a variety of shirts, skirts, dresses, pants and other items. She has several years with the business and this has given her a great deal of experience which allows her to obtain the best earnings.

She sells door-to-door and from her home and has gained a large clientele. People prefer her because she always has what they need; at affordable prices, with quality products and excellent service.

Maria is an enterprising woman and very devoted to her work. She is always striving for what she wants, and does not consider giving up until she achieves the success she deserves.

In recent months demand has increased, and she wants to take advantage of this to undertake a new investment. But she does does not have the working capital to support this. This is why she is applying to Integral for a loan that will allow her to buy clothing at wholesale.

María Yanira has good payment references and is very responsible. She says she will be able to pay off the debt, and at the same time is confident that she will bring financial security to her household.
View original language description ↓
María Yanira de treinta y cinco años de edad vive junto a su familia; ella se dedica a la venta de ropa para damas, caballeros y niños, posee en variedad camisas, faldas, vestidos, pantalones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias; comercia de forma ambulante y desde su hogar, se ha hecho de mucha clientela pues las personas la prefieren porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y con un servicio excelente; María es una mujer emprendedora y muy dedicada a su labor, siempre esta luchando por lo que desea y no piensa rendirse hasta alcanzar el éxito que se merece, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero no posee de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. María Yanira tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez confía que le llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 676
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Yanira to buy clothing at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 11, 2012
Currency Exchange Loss:
Mar 15, 2013