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Ms. Nazma is a 25-year-old married woman. She got married at an early age and faced many problems running her house. Three years ago, she initiated a business of making paper envelopes to support her family. She has four children and is eager to give them a beautiful life with a good education, food and clothing. By establishing good relations with a wholesaler, she has improved her business to meet the day-to-day expenses of her family. She has requested a loan of Rs 20,000 to buy bundles of paper at lower rates from the market. She hopes to increase sales and desires to use the profits she earns on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 472
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nazma to buy paper for her envelope making business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 10, 2012
Currency Exchange Loss:
Nov 17, 2013