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Safina is married and has two children, and both of them go to school. She doesn’t take care of additional family members. She resides in a rented house, and the family has access to electricity but not to piped water. Her major monthly expenses include school fees, rent, and feeding the family.

She has a business selling used clothes, and she has been in this business for five years. She sells to all categories of people, both at retail and wholesale. She doesn’t have any other income-generating activities. Six days a week she goes from door-to-door, selling used clothes.

Safina has applied for a loan of 1,000,000 Ugandan shillings from MCDT-SACCO to buy more bales of used clothes. Her major business challenges include transportation and thieves. She aspires to own a permanent business premises, to build her own house, and to educate her children up to university.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 188
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,587.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Safina to buy more bales of used clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 10, 2012
Currency Exchange Loss:
Nov 18, 2013