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Ruth is widowed with four children, and all her children go to school. She doesn’t take care of additional family members.

Ruth has a business selling green bananas and has been in this business for 12 years. She works at the market seven days a week and sells on a retail basis.

She has applied for a loan of 1,500,000 Ugandan shillings from Micro Credit for Development and Transformation SACCO to buy more bunches of green bananas. She doesn’t have any other income-generating activity. Her major business challenges include seasonality and thieves.

Ruth aspires to becoming a wholesaler and also to buy a plot of land and to build her own house. She resides in a rented house, and the family has no access to electricity or piped water. Her monthly expenses include rent, school fees and medication.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,587.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruth to buy more bunches of green bananas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 10, 2012
Currency Exchange Loss:
Jun 17, 2013