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Manya lives in Yeghvard village, Armenia, with her husband and two sons. She is a director of a local secondary school. Besides her work in the school Manya is involved in agriculture. She keeps colonies of bees, chickens, lambs, and cows, and sells milk and meat. Manya and her husband work hard in order to insure the family's livelihood and secure the future of their sons. She has applied for this loan in order to purchase two cows and feed and improve the herd. The profits from this purchase will help Manya cover daily costs and expand the number of livestock even further in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $14,390,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Manya to purchase two cows and feed.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 10, 2012
Currency Exchange Loss:
May 17, 2013