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People are always looking to better themselves; it doesn't matter when they do it because the goal is to get ahead and build a more prosperous future, which is the case with this young woman. She has great skills, is honest, hardworking and enterprising. She lives with her family, who are her main source of inspiration. She wants to offer them a better life, far away from the crime that surrounds them.

For some time, she has had a small stall where she sells a variety of clothing for men, women and children such as shirts, blouses, dresses, trousers and others. She does business every day and is well known and preferred by the people in the area, thanks to the way she serves them as well as product quality and good prices.

She wants to buy more merchandise, but does not have enough capital to do so, which is why she is requesting a loan for the purchase of wholesale clothing and footwear. She has good payment references and has the satisfaction that she has never done harm to anyone. She is grateful for the support she has been given and she has faith in God that from now on she can give her family the quality of life they so deserve.
View original language description ↓
Siempre las personas buscan superarse, no importa el momento en que lo hagan porque el motivo es salir adelante y construir un futuro mas prospero, es el caso de esta joven mujer, ella tiene grandes habilidades es honesta, emprendedora y muy trabajadora, vive con su grupo familiar el cual es su principal fuente de inspiración, quiere ofrecerles una vida mejor alejada de la delincuencia que los rodea. Desde hace tiempo tiene un pequeño puesto donde vende ropa en variedad para damas, caballeros y niños como camisas, blusas, vestidos, pantalones entre otros, comercia todos los días y es muy conocida por las personas de la zona y gracias a su manera de atenderlos la prefieren además de la calidad de producto y los buenos precios. Desea comprar mayor cantidad de mercadería, pero no posee el capital suficiente para hacerlo, es por eso que solicita un credito para la compra de ropa y calzado por mayor. La joven posee buenas referencias de pago y cuenta con la satisfacción de que nunca le ha quedado mal a nadie. Agradece desde ya el apoyo que le brindan y tiene fe en Dios que de ahora en adelante podrá darle a su familia la calidad de vida que tanto se merecen.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy wholesale clothing and shoes, a variety of blouses, skirts, trousers and new styles of shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 14, 2012
Currency Exchange Loss:
Feb 21, 2014