Update on Elsa CristinaElsa, 35, is a responsible, honest and hardworking woman. She lives with her husband, three children and with her father. Elsa works hard; she sells clothes, shoes and cosmetics, travelling to different regions of the country. Elsa works extra hours in order to visit more places and sell more.
She is requesting a loan from INTEGRAL in order to be able to buy a larger quantity of cosmetics like eye shadow, lipsticks and perfumes, as wells as clothes for women, men and children.
Her biggest wish is to be able to improve her profits and in this way to have everything that her family requires.
Previous Loan DetailsElsa Cristina is 34 years old and lives with her family in a densely populated area. She has a shop where she sells personal products, clothes and shoes. She has had many customers lately, since all that she sells is of high quality, and she offers very affordable prices. Further, her customer… More from Elsa Cristina's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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