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Ainur
Ainur is 39 years old, married and has three children. Her husband works as a construction worker. Looking for an additional source of income for her family, she began an animal raising business in 1991 from a starting capital of 5,000 soms (KGS). She successfully ran her business and was able to start growing various grain crops that she sells for profit and uses as fodder for her cattle. She also grows potatoes. Ainur also earns money by working as a cook in a local school. Thus, her family has a monthly budget of up to 25,000 soms (KGS).

In order to expand her business further, Ainur approached "Bai Tushum and Partners" with a request for a loan of 135,000 soms (KGS) in order to purchase some cows with calves and several heads of small-horned cattle. She wants to increase her business using profits from the loan. In the future, she plans to marry off her daughter and to improve the living conditions of her cattle by building a new barn.
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Айнура 39 лет, замужем и воспитывает троих детей. Супруг Айнуры работает строителем. В поисках источника финансирования для своей семьи, Айнура начала свой бизнес в животноводстве еще 1991 году, использовав для этого стартовую сумму 5,000 сом (KGS). Успешно работая в сфере животноводства и полеводства добилась очень хороших результатов, Айнура также выращивает кормовые культуры, что позволяет ей обеспечивать кормами свой скот и иметь дополнительный доход от продажи кормов.Помимо кормовых на своём участке Айнура выращивает картофель. Дополнительный доход Айнура имеет с заработной платы, работая в школе поваром. Ежемесячно семья имеет до 25,000 KGS. Для дальнейшего развития своего бизнеса, Айнура обратилась в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку коров с телятами и несколько голов МРС. На прибыль от кредита Айнура планирует увеличить своё хозяйство. Айнура поделилась, что в будущем она планирует выдать замуж дочку и улучшить условия содержания скота, построить новый большой сарай.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 121
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,267,075
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,875 helped Ainur to purchase cows and sheep.
97% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 24, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014