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Sophat is 55 years old. She is married and resides with a son in Kampong Chhnang Province, Cambodia. She has been involved in cultivating rice and fattening up animals for more than ten years, earning approximately $3 per day. Her husband (who is joining her in the picture) sells round baskets, flat baskets, and a kind of two-handled basket open at one end made of straw or slivers of bamboo. He earns about $4 each day. Her son is employed in a garment factory and earns about $3 daily. In order to improve her family’s livelihood, Sophat is requesting a loan of $500 to purchase a cow to breed and produce a calf to sell. By doing so, she would earn more income to support the family financially. In the future, she would like to expand her business and rebuild her house to make it more comfortable for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sophat to purchase a cow to breed and produce a calf to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 12, 2012
Currency Exchange Loss:
Oct 17, 2013