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Bernardo
Bernardo, 69 years old, lives with his wife and theirs in their own house. He is dedicated to selling a variety of plastic stools, hammocks, brooms, among other things. He has various years experience with the business and this has awarded him much experience in selling which permits him to obtain the best earnings. He sells from a stall in the local market. He is well known and he has won a lot of customers who prefer him for the quality, the good prices and, above all, the excellent service. Bernardo is known for his great friendliness and honesty. He is an entrepreneurial man, dedicated to his work and with many desires to achieve his dreams. Day after day, he works to the maximum in his job because he knows he'll achieve his goals this way. In the last weeks demand has increased and he wishes to take advantage and make a new investment. For this he requested from Integral a loan that allows him to buy brooms, hammocks, plastic stools, mops, etc. Bernardo has good payment references and impeccable morals. He assures that he will be able to repay the debt and, at the same time, he trust that he will give his family a better quality of life.
View original language description ↓
Bernardo de sesenta y nueve años de edad vive junto a compañera de vida y sus en casa propia; él se dedica a la venta de variedades bancos plásticos, hamacas, escobas, entre otros, tiene varios años con el negocio y eso le ha regalado mucho experiencia en la venta que le permite obtener las mejores ganancias, comercia desde un puesto en el mercado de la localidad, es muy conocido y se ha hecho de mucha clientela que lo prefiere por la calidad, los buenos precios y sobre todo por el excelente servicio; Bernardo se caracteriza por su gran amabilidad y honestidad, es un hombre emprendedor, dedicado a su labor y con muchas ganas de alcanzar sus sueños, dia a dia se esfuerza al máximo en su trabajo por que sabe que así logrará su objetivo, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar escobas, hamacas, bancos plásticos trapeadores, etc. Bernardo tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y ala vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 812
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Bernardo to buy brooms, hammocks, plastic stools, mops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2012
Listed
Nov 11, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 20, 2013