José Antonio, 42 years old, lives along with his life partner and their children in their own house. He is dedicated to farming beans. He has various years experience working in farming and he has a lot of valuable experience that allows him to always obtain better harvests. The land is in an accessible place suitable for farming and, with fertile soil, everything he produces he sells in the areas near the community. He already has a lot of customers since people know that everything he sells is of top quality and at good prices. Additionally, he's known for having the best service. Jose is a decisive, responsible and hard working man. He has a lot of goals for the future and, with effort and perseverance, he believes he'll achieve them. In the last planting season, he had some losses and he wants to recuperate but he does not have enough capital so he is requesting from Integral a loan that allows him to buy bean seed, herbicide, fertilizer, tools, etc. Jose Antonio has good payment references and is very happy with the help to settle the debt and at the same time offer his family a full life.
José Antonio de cuarenta y dos años de edad vive junto a su compañera de vida y sus hijos en casa propia , él se dedica al cultivo de frijol, tiene varios años de trabajar en la agricultura y se ha hecho de mucha experiencia valiosa que le permite obtener siempre la mejores cosechas, el terreno esta en un lugar accesible apto para el cultivo y con suelo fértil, todo lo que produce lo comercia en todos los alrededores de la comunidad, ya tiene mucha clientela pues las personas saben que todo lo que vende es de primera calidad y a precios accesibles además se caracteriza por tener el mejor servicio; José es un hombre decidido, responsable y muy trabajador, tiene muchas metas para el futuro y con empeño y constancia piensa alcanzarlas, en la ultima temporada de siembra tuvo algunas perdidas y quiere recuperarse pero no posee de suficiente capital por eso le s solicita a INTEGRAL un crédito que le permita comprar semilla de frijol, herbicida, abono, herramienta, etc. José Antonio tiene buenas referencias de pago y esta muy contento con la ayuda asegura poder saldar la deuda y a la vez ofrecerle a su familia una vida plena.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.