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Barbara Fredesbinda
The “Salud y Vida” (Health and Life) communal bank meets every two weeks in the city of Charapoto. This location is known for its traditional culture and also for being just a few minutes from two of the province’s best beaches: San Jacinto and San Clemente. Bárbara, 54, lives here. She’s in a free union and has four children who are all adults now; one of them still lives at home. An 8-year-old granddaughter who is like her own daughter and is attending school also lives with her. Her husband works in agriculture.

Bárbara and her family work in agriculture. They plant year-round because the land they have is apt for this; they grow corn and vegetables like lima beans, kidney beans, etc. depending on the season of the year. They work Monday through Friday from 7am until 2pm. When it’s harvest time, her husband collects the harvests and takes them to the market in Tosagua or sells them to merchants who come to his fields.

This loan is to pay labor costs because weeding has to be done because winter is approaching and they want to plant much more this year. She’s been a member of the communal bank for 7 years and likes it because the loans are quick. Her dream is to have a cement house because the one she has is made of sugarcane stalks.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal Salud y Vida. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

Aquí vive la señora Bárbara, tiene 54 años y mantiene una relación de unión libre de la cual tienen 4 hijos los mismos que ya son mayores de edad, uno de ellos aun viven en su casa, también vive con ella una nieta de 8 años que es como su hija y estudia en la escuela. Su marido se dedica a la agricultura.

Doña Barbara junto a su familia se dedican a la agricultura, siembran en toda época del año ya que el terreno que tienen se presta para esto, siembran maíz y verduras como habas, habichuelas, etc. dependiendo de la época del año. Trabajan de lunes a viernes desde las 7h00 hasta las 14h00. Cuando llega el tiempo de cosecha su esposo recoge los cultivos y los lleva a entregar al mercado de Tosagua o vende a los comerciantes llegan hasta su sembrío.

Este crédito es para pagar la mano de obra ya que tiene que limpiar la maleza del terreno porque que se acerca el invierno y quieren sembrar mucho mas este año. Es socia del Banco Comunal hace 7 años y le gusta porque los créditos son rápidos.

Su sueño es tener una casa de cemento ya que la que tiene es de caña.

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Barbara Fredesbinda to pay labor costs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013