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Betty Cesilia
The Salud y Vida [Life and Health] Communal Bank meets every fifteen days in the city of Charapoto, which is known for its traditional culture and for being just a few minutes away from San Jacinto and San Clemente, the best beaches in the province.

Here lives Betty, who is thirty-one and lives with her partner with whom she has three children, ten-, six-, and three-years-old. The two older children are in school. Betty's partner works in a rice mill.

In order to make money and pay for her children's schooling, Betty has her own business in her in-laws' house, selling CDs and everything from spare parts for cars, to tires, to electronics spare parts. She's had the business for three years, and works by herself every day from 8AM until 6PM.

Betty plans to use her loan to buy car spare parts. She's been with the communal bank for more than five years and she likes it because the loan process is quick and doesn't have too many requirements.

Her dream is to have her own house because now she lives in her in-laws' house.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal Salud y Vida. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar vive la señora Betty, tiene 31 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 10, 6 y de 3 años de edad, los dos mayores estudia en escuela. El marido trabaja en una piladora de arroz.

Doña Betty con la finalidad de ganar algo por su cuenta y con esto ayudar a solventar los gastos de los estudios de sus hijos se dedica al comercio, ella tiene un negocio en la casa de los suegros, vende CD y repuestos de carros desde llantas hasta repuestos eléctricos, su negocio lo tiene desde hace tres años, trabaja sola todos los días desde las 8h00 hasta las 18h00.

Este crédito lo va a emplear para comprar repuestos para carros. Está en el Banco Comunal hace más de cinco años y le gusta porque los créditos son rápidos y sin tantos requisitos.

Su sueño es tener su casa propia ya que vive en casa de los suegros.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Betty Cesilia to buy spare parts for cars.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013