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Marlon José
In the town of Santa Rosa del Peñón, a beautiful city with a variety of activities, Marlon José is known as a responsible and honest young man who is dedicated to his job. Marlon José, born in this beautiful town, makes a living as a driver in one of the health departments in his town. He has three children in his care. His wife doesn't have a job, only as a housewife.

With the small salary he earns as a driver, he can't build a room, which is one of his dreams for his family because they're growing and need more space for their living conditions. This is why he's requesting a loan from CEPRODEL and Kiva. He'll be using this loan to buy cement, sand, and bricks, and to pay for labor.

His main dream is to build a bedroom so his family will have better living conditions.

He estimates that his home will be better by the end of the year, but he needs CEPRODEL and Kiva to give him this type of loan. At the moment he only has his good health, his capacity to work, and his honesty. "In the first place I'm grateful to God for getting me together with CEPRODEL and Kiva, so they continue extending me a friendly hand."
View original language description ↓
En el Municipio de Santa Rosa del Peñón una preciosa ciudad dedicada en diferentes actividades ubicada en el departamento de León, el Joven Marlon José es conocida como una persona responsable, honesta y dedicada a trabajo.

Marlon José se Llama el joven de 38 años, nacido en este bello municipio, se dedica a brindarle su servicio de conductor en uno de los ministerio de salud, cuenta con tres hijos bajo su cargo, su esposa no cuenta con ningún empleo únicamente es ama de casa.

Con lo poco del salario que él gana como conductor, no puede construir un cuarto que son sus sueños para su familia ya que se le va creciendo y amerita un mayor espacio para las condiciones de vida, es por eso que solicita financiamiento a Ceprodel y Kiva.

Dicho crédito lo estará invirtiendo en la copra de Sementó, Arena, Ladrillo y pago de mano de obra, sus principales sueños es construir un dormitorio que le dará mejores condiciones de vida a su familia.

El estima que a fines de año su vivienda estará mejor, pero para entonces necesita que Ceprodel y Kiva le brinden este tipo de crédito, de momento solo cuenta con su buena salud, su capacidad de trabajo, y su honradez.

"Agradezco a Dios como primer instancia por haberme encontrado con Ceprodel y Kiva, para que estos me sigan dando su mano amigable"

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 172
    View loans »
    Nicaragua Loans Fundraising
  • $23,195,750
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Marlon José to buy cement, sand, and bricks, and to pay for labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013