30 De Octubre Group
The loan they are requesting will benefit small entrepreneurs, incluiding Hilda who has been in the Pro Mujer Program for a year. She joined by invitation from one of the institution's promoters. She currently works as a seamstress and says she started the business years ago and learned her trade at a previous job where she made all kinds of products.
She plans to use the loan to increase her working capital and buy fabrics from one of the distributors in the city of El Alto. Then she will make her products to sell at her stall. Her work allows her to generate income to support her household as best she can since she is single and has a son.
When asked what she enjoys about Pro Mujer, she says she likes the health training area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución. En la actualidad ella tiene un negocio de costura; cuenta que este negocio lo emprendió hace años aprendiendo de un anterior trabajo donde elaboraba este tipo de productos.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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