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In a beautiful town of Santa Rosa Del Peñón, located in the province of Leon, a lovely city dedicated to agriculture, commerce and stockbreeding is where Ms. Fidelina resides.

Fidelina needs financing from Ceprodel and Kiva to buy cement, sand and labor needed to improve the condition of her house. Due to low pay, the only income she receives is small and as a result, she has not been able to make the improvements.

Fidelina is not a professional, but she is hardworking and puts her heart in her work. She works as housekeeper at a health center. It is the only type of experience she has, which she learned from her mother.

In a way, she only counts with her honesty; good credit record, good health and love for her work, which give her the ability to repay the loan.

She honestly would be grateful if Ceprodel and Kiva continued to finance her loan, which would be very important to her progress and living conditions.
View original language description ↓
En un bello Municipio de Santa Rosa Del Peñón Ubicada en el departamento de león una Preciosa ciudad dedicada a la agricultura, el comercio y la ganadería es donde habita la Señora Fidelina.

Fidelina necesita un financiamiento de Ceprodel y Kiva para la compra de: Cemento, Arena y Pago de Mano de Obra para la mejorar las condiciones de su casa, debido a que no la podido mejorar por sus bajos ingresos que únicamente recibe de lo poco que se gana.

Fidelina no es profesional, pero si es una persona trabajadora donde le pone amor a su trabajo, trabaja como empleada doméstica ya que únicamente cuenta con este tipo de experiencia que lo obtuvo de su madre.

De manera, solo cuenta con su honestidad, su buen record crediticio, su buena salud y su amor al trabajo, esto la hace a que pueda pagar el crédito solicitado.

Con toda su honradez Agradezco Ceprodel y Kiva, para que estos le sigan financiando un buen crédito para ella seria de mucha importancia para el desarrollo y condiciones de su vida

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Fidelina to buy cement, sand and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 14, 2012
Currency Exchange Loss:
Dec 21, 2013