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José is 53 years old. He is married and has two children. He currently lives with his family. He is asking for a loan to assist his chile plantation. This farmer wants to maintain his sweet chile crop in the best possible condition in order to then bring it to the market and sell it profitably, since he and his family depend on this economic activity to move ahead. According to his neighbors, he has demonstrated over the years that he is a hard-working man, and this attitude of self-improvement has brought him to undertake this great project, but due to the fact that he does not have the money necessary to continue with said project he is applying for a loan. This is the first loan that he has received from Fudecosur. He does not have other loans at state banks, but Fudecosur has given him the loan with better terms and a much lower interest rate.
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José tiene 53 años de edad, es casado y tiene dos hijos, vive con su familia actualmente, el solicito un préstamo con el propósito de dar asistencia a su plantación de chile. Este agricultor quiere mantener su producción de chile dulce en las mejores condiciones posibles, para luego llevarlo al mercado y sea factible en su venta, ya que de esta actividad económica dependen el y su familia para salir adelante, el ha demostrado ser un hombre trabajador durante el trascurso de los años según afirman sus vecinos, y esta actitud de superacion lo ha llevado a emprender este gran proyecto, pero debido a que no dispone del dinero necesario para continuar con dicho proyecto hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose to grow chiles.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 10, 2012
Currency Exchange Loss:
Feb 17, 2014