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Steven Jose
Steven, 18, is single and lives in the city of Chincha with his parents and siblings. He is very likeable, hardworking, and enthusiastic and has the desire to get ahead. Sadly, Steven has not been able to study a profession, but he would like to do so. In his free time, he likes to watch television. Sometimes, his mother cooks his favorite, delicious local dish, Carapulcra con Sopa Seca, to spoil him.

On his own initiative and with hard work and dedication, Steven works as a plant operator for a textile company in the city. He works every day from early in the morning, and he can work about 12 hours a day. Sometimes, he works in rotating shifts. He likes his job and thinks he is doing well because of his hard work and friendly manner toward others.

Steven thanks the Kiva lenders, whose help will let him make improvements to his house. He wants to paint, plaster, and pour a concrete floor in his home. Steven´s house will be in better repair, which will assure the well-being and safety of his family. He hopes to keep working hard so that slowly he will achieve his great dream to have a profession and to own his own house.
View original language description ↓
Steven es un joven de 18 años, es soltero, vive en la ciudad de Chincha con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superacion; lamentablemente Steven aun no ha podido estudiar una carrera profesional, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta distraerse viendo televisión y en algunas ocasiones su mamá cocina una riquísima Carapulcra con Sopa Seca para engreírlo, ya que esta es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Steven trabaja como operario de planta en un empresa textil de su ciudad, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 12 horas, a veces puede trabajar en turnos rotativos, él se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Steven se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, él desea poder hacer el pintado, tarrajeo y puesta de piso de concreto en su hogar; de esta manera Steven tendrá su hogar en mejores condiciones, que aseguren el bienestar y seguridad de su familia, así pues Steven espera seguir trabajando y esforzándose poco a poco lograr su gran sueño de ser un buen profesional y tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD