Ms. Lucrecia Miriam has a retail business selling household appliances located in the downtown area of the city of Leon which she has had for 20 years. She leaves home at 7:30 a.m. and opens for business at 8 a.m. closing at 6 p.m. This work is her family's means of sustenance.
Ms. Lucrecia Miriam will use this loan to pay for an order of toys, radios, television sets, fans and Christmas decorations, since demand is going up as the Christmas season approaches.
Ms. Lucrecia approached Ceprodel to seek support through a loan in order to increase her inventory with better quality products. Thus she may satisfy her customers so as to make better earnings and improve her and her family's quality of life.
Ms. Lucrecia's dream is to help her daughter set up her clinical laboratory.
La Señora Lucrecia Miriam tiene un negocio de venta de Electrodomésticos ubicado en el centro de la ciudad de león desde hace 20 años, sale de su casa a las 7:30 am y abre su negocio a la 8:am cerrándolo a la 6:00 pm siendo este trabajo el sustento de su familia.
La señora Lucrecia Miriam utilizara este crédito para cancelar un pedido de juguetes, radio, Televisores. Abanicos, arreglos navideños, debido a que aumentado la demanda por aproximarse la navidad.
Doña Lucrecia se acercó a Ceprodel a solicitar apoyo con un crédito para incrementar su inventario de mejor calidad para satisfacer a su clientela, así obteniendo mayores ingresos y mejorar el nivel de vida tanto de ella como de su familia.
Los sueños de Doña Lucrecia es ayudar a su Hija a instalar su laboratorio clínico.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.