Wilfredi lives with his life partner and their children in their own home. He grows chayote for a living. He has been working in farming for several years and he has acquired valuable experience, which enables him to reap good harvests. The land where he plants has high farming potential; it is ripe for planting and it is very close to his home. He sells in all the areas around his community and he has a lot of customers who prefer him because of the quality of his produce, his good prices, and above all his excellent customer service, which is always at his customers' disposal. Wilfredi is an enterprising man with a great desire to get ahead. He applies himself to his work with intense effort and dedication. He is certain that that is the only way to achieve the success he wants so dearly. During the past growing season he suffered some losses because of weather changes and he wants to make up for them, but in order to do that he needs capital to support him. This is why he is applying to INTEGRAL for a loan that will allow him to buy chayote seed, insecticide, herbicide, etc. Wilfredi has good credit references among those who know him and he is very happy with the help he has received. He will be responsible in repaying his debt and, at the same time, he hopes that it will give his family a full life.
Wilfredi vive junto a su compañera de vida y sus hijos en casa propia, él se dedica al cultivo de güisquil, tiene varios años de trabajar en la agricultura y ha adquirido valiosa experiencia que le permite obtener las mejores cosechas, el terreno donde cultiva tiene un alto potencial agrícola, esta apto para la siembra y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y tiene mucha clientela que lo prefiere por la calidad de producto, los buenos precios pero sobre todo por el excelente servicio siempre a la disposición de los clientes; Wilfredi es un hombre emprendedor con muchas ganas de salir adelante, se dedica con gran esfuerzo y dedicación a su labor esta seguro que solo así logará el éxito que tanto desea; en la ultima temporada de siembra tuvo algunas perdidas debido a los cambios de clima y quiere recuperarse pero para ello necesita de capital que lo respalde por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de güisquil, insecticida, herbicida, etc. Wilfredi tiene buenas referencias de pago por parte de sus conocidos y se siente muy contento con la ayuda que le ha sido aportada, se hace responsable de cancelar la deuda y a la vez tiene la esperanza que le dará a su familia una vida plena.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.