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Francisca Del Carmen
Francisca del Carmen, 56, lives with her children. She has a store where she sells basic consumer products such as: beans, milk, eggs, bread, and other items. She's had this business for many years, and this has given her sales experience which allows her to obtain the best earnings. Her business is located in her house, and it is in a very busy place so she gets a lot of customers. People prefer her business because she always has the products they need. She offers good quality products at affordable prices, and offers unparalleled service as she is always at the call of her customers.

Francisca is a woman who is devoted to her work. She is energetic,and has a lot of goals in front of her. Her secret to success is her unwavering effort and love of her work. She knows that only in this way will she achieve what she desires. As all good merchants, she wants to grow her business and make an new investment. However, she lacks the capital to do this. For this reason, she is requesting a loan from INTEGRAL to buy staple consumer products, snacks, eggs, bread, drinks, etc.

Francisca del Carmen has good credit references, and she is certain that she will pay off the debt. At the same time, she trusts that this will give her family a better quality of life.
View original language description ↓
Francisca del Carmen de cincuenta y seis años de edad vive junto a sus hijos; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, las personas la prefieren porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Francisca es una mujer dedicada a su labor, enérgica y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Francisca del Carmen tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 617
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Francisca Del Carmen to buy staple consumer products, snacks, eggs, bread, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2012
Listed
Nov 10, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013