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Concepcion De Maria
Concepción is forty-five years old and lives with her partner and their son. She sells clothes for men, women, and children (shirts, trousers, dresses) and is very experienced, which helps her have a good income. She operates from her house and has many returning customers, who like the quality of her products, the good prices she offers and the excellent customer service she provides. Concepción is a hard-working woman, very keen, who wants above all to improve her lot in life. She is always watching for new opportunities that could help her improve her business. She will not give up until she is successful. Demand has been steadily rising these past few weeks, so she is asking field partner INTEGRAL for a loan in order to invest smartly by buying clothes wholesale. Concepción has a good credit history and impeccable morals. She says she will be able to repay the debt and she is confident that she will make her family's life a lot better.
View original language description ↓
Concepción de María de cuarenta y cinco años de edad vive junto a su compañero de vida y su hijo; ella posee una venta de ropa camisas, pantalones, vestidos para damas, caballeros y niños, se ha hecho de mucha experiencia en las ventas y eso le ayuda a obtener las mejores ganancias; comercia desde su vivienda y ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el excelente servicio; Concepción es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan estar un paso mas cerca del éxito y no se rendirá hasta lograrlo por completo; en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Concepción María tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $27,117,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Concepcion De Maria to buy clothes wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 10, 2012
Currency Exchange Loss:
Oct 25, 2013